Als de portokosten er maar uit komen

Dear xyz,
In reference to your earlier correspondence.
The two addresses should work fine, as they both belong to the banks postal district.

We are sorry to inform you, that we have not been able to locate your claim in our system. This could be due to the fact that the claim arrived after the 30th of October which was the last day we accepted claims.

We like to point out that at our homepage, you will find information on this matter under; "Handling of Claims against Landsbanki Íslands" at the following link:

http://www.lbi.is/winding-upboard-claimsprocess/

The fourth point of the document states the following:

"4. On 30 April 2009 the Winding-up Board issued a notice inviting creditors of Landsbanki Íslands hf. to lodge their claims, which was published in the Legal Gazette (Lögbirtingarblaðið) in Iceland that same day. This date marks the beginning of the time limit for lodging claims, regardless of where creditors are domiciled. The time limit for lodging claims is six months, and claims must be received before midnight on 30 October 2009."

This means that claims that were received after midnight the 30th of October were not filed in our systems.
Regards,
Winding-Up Proceedings

[..]
Of te wel, niet aangetekende claims zijn in de geyser gegooid "by default" en zoekt het nu verder zelf maar uit.
Het blijft een corrupt zooitje die IJslanders, ze kunnen me niet wijs maken dat toevallig alle niet aangetekende claims niet aankomen.

We looked into the matter and have located your claim in the mail that we received 3rd of November. We are sorry to inform you that your claim has not been accepted as it did not arrive before the 30th of October.

In reference with you earlier correspondence.
Your claim will be treated in line with other claims that arrived after the 30th of October.
Kind regards,
Winding-Up Proceedings

Deposit Claim on behalf of DNB
Principle amount: EUR 1.635.873.676,03 (ISK276.838.902.194,56).
Recognised: EUR 1.634.846.745,48 (ISK276.665.114.737,58).
Claim of interest: EUR 135.555.421,00 (ISK22.940.043.895,83).
Approved: EUR 28.287.683,15 (ISK4.787.124.619,47).

DNB made a principal claim for Icelandic penalty interest as provided for in Article 5 of Act No.38/2001 on interest and price indexation. This claim was rejected by the Winding-up Board of LBI on the grounds that Dutch law applied to this matter.
- Icesave terms and conditions stated clearly that Dutch law applied to the deposits.

As a secondary claim in the alternative, the DNB claims default interest as provided for in the Dutch civil code, specifically on the basis of Rules 6:119a and 6:119.

However, the Winding-up Board did agree to DNB’s claim for agreed contractual interest according to the applicable terms. TheWinding-up Board of LBI calculated contractual interest on deposits until 22 April, with the start date for the interest calculations determined by the date of transfer by the deposit holder of his / her claim to DNB, i.e. the date of receipt by the transferor of payment from the transferee.

DNB claim for costs was rejected as it had not been shown to have legal merit.

[..]

Wholesale Deposits partially paid by DNB
Included in the claim were payments of €780.401 which DNB stated it had paid to 26 Dutch Wholesale depositors. According to the documentation provided to the Winding-up Board, 3 of the depositors received €100.000 in compensation and the remaining 23 received €20.887. Insufficient data was provided to allow for reconciliation of payments to these 26 depositors so the entire amount is considered to be un-reconciled.

[..]

In the claim forms, DNB notes that it is in dispute with 11 depositors in respect of DNB’s obligation to pay them.

Icesave–TheNetherlands
•The Winding-up Board received a total of 832 claims from depositors in LBI’s Dutch branch.

– The largest part of these claims was claims for the amount notcovered by the Dutch deposit scheme.
Every individual depositor was entitled to a maximum payment of 100.000 Euros from the Dutch deposit scheme.
Two individuals, with joint accounts could obtain a payment to maximum of 200.000 Euros, provided that both accountholders had submitted a claim.

– Furthermore, a considerable number of claims were received where the claim was only for interest.
The assignment to DNG was limited to the payment as made by DNB. DNB paid interest to 13 October 2008.
Payment by DNB was normally made at a late date and some depositors claimed interest for the intervening period.

• The Winding-upBoard’s decisions on the individual claims are as follows :
– 412 claims were accepted with amendments.
– 111 claims were rejected in their entirety.

• Depositors with over 100.000 Euros.
Claims for that part of the deposit that was above the amount reimbursed from DNB including interest.

The Windingup Board has applied the following method :
– The principal amount of a claim is reconciled against the LBI data.
– Interest up to and including 22 April 2009 :
• Calculated for the amount of 100.000 Euros from 13 October 2008 and until the DNB paid to the claim antin question. (?)
• Calculated for the principal amount less 100.000 Euros from 13 October 2008.
–The interest applied is 5,25% per annum, which is the interest rate applicable to the deposits according to the terms of the Icesave accounts on 13 October 2008.

• Interest claims.
Many of the depositors, who were reimbursed in full from DNB for the depositbalance at 13 October 2008, claimed from LBI’s estate remaining interest for the period from 13 October until the time of payment from DNB.
In these cases the Windingup Board applied the same principles as described before.